Money & claims · Federal
Veterans Affairs Life Insurance (VALife)
Up to $40,000 whole life (in $10,000 steps); full coverage starts 2 years after applying. Premium by age, not a dollar benefit for calculator.
Rating rule we match onAny service-connected rating, including 0%
Last verified2026-10-11
Re-check by2027-10-11
You’re eligible for VALife if you have a VA service-connected disability rating—even if your rating is 0%.
How to apply
- Check eligibility and apply online on VA.gov; pay first premium.
Eligibility rules and amounts come from the official source and can change. Always confirm there before you apply.