@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/Inter-Regular.woff2) format("woff2")}
@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/Inter-Medium.woff2) format("woff2")}
@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/Inter-SemiBold.woff2) format("woff2")}
@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/Inter-Bold.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/fonts/Montserrat-ExtraBold.woff2) format("woff2")}
:root{--ink:#0B1F3A;--ink2:#B22234;--gold:#FF8A94;--red:#B22234;--redd:#FF8A94;--mint:#B22234;--paper:#F4F6FA;--card:#FFFFFF;--text:#0B1F3A;--muted:#4A5568;--sky:#C9D6EA;--line:#DDE3EC;--r:18px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--text);background:var(--paper)}
a{color:var(--ink2)}a:hover{color:#0B1F3A}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{background:var(--ink);color:#fff;position:sticky;top:0;z-index:5;box-shadow:0 2px 14px rgba(0,0,0,.25)}
.top-in{max-width:1120px;margin:auto;padding:10px 16px;display:flex;flex-wrap:wrap;align-items:center;gap:8px 18px}
.brand{color:#fff;text-decoration:none;font-weight:800;font-size:1.25rem;display:flex;align-items:center;gap:8px;letter-spacing:-.02em}
.brand b{color:var(--redd)}.brand-mark{width:34px;height:34px;display:block}
.top nav{display:flex;gap:4px 14px;flex-wrap:wrap;overflow-x:auto;font-size:.92rem}
.top nav a{color:var(--sky);text-decoration:none;padding:6px 2px;white-space:nowrap}.top nav a:hover{color:#fff}
.top nav .nav-cta{background:var(--redd);color:var(--ink);font-weight:700;border-radius:999px;padding:6px 14px}
main{max-width:1120px;margin:auto;padding:16px}
.crumbs{font-size:.85rem;color:var(--muted);margin:4px 0 12px}.crumbs a{color:var(--muted)}
h1{font-size:clamp(1.9rem,6vw,3.2rem);line-height:1.08;letter-spacing:-.03em;margin:.2em 0 .3em}
h2{font-size:clamp(1.3rem,3.6vw,1.75rem);letter-spacing:-.02em;margin:1.6em 0 .6em}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:700;color:var(--mint);margin:0}
.lede{font-size:1.1rem;color:var(--muted);max-width:62ch}
.hero{background:radial-gradient(1200px 400px at 80% -10%,#1B3A66 0,transparent 60%),linear-gradient(135deg,var(--ink),#132B4F);color:#fff;border-radius:28px;padding:36px 22px;margin:8px 0 24px;overflow:hidden;position:relative}
.hero::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;border:28px solid rgba(255,138,148,.16)}
.hero .lede{color:var(--sky)}.hero a{color:var(--redd)}.hero .eyebrow{color:var(--redd)}
.hero-sm{padding:26px 22px}.grad{color:var(--redd)}
.hero-cta{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0}
.btn{display:inline-block;background:var(--ink2);color:#fff;text-decoration:none;border:0;border-radius:999px;padding:10px 20px;font:inherit;font-weight:700;cursor:pointer}
.btn:hover{background:#8E1B29;color:#fff}.btn-big{background:var(--red);color:#fff;font-size:1.1rem;padding:14px 26px}.btn-big:hover{background:#8E1B29;color:#fff}.hero .btn-big,.score-card .btn{background:var(--redd);color:var(--ink)}.hero .btn-big:hover,.score-card .btn:hover{background:#FFB3BA;color:var(--ink)}
.btn-ghost{background:transparent;color:inherit;border:2px solid currentColor}.hero .btn-ghost{color:#fff}.btn-ghost:hover{background:rgba(127,127,127,.12);color:inherit}
.stats{list-style:none;padding:0;margin:8px 0 0;display:flex;gap:26px;flex-wrap:wrap}.stats strong{display:block;font-size:2rem;color:var(--redd);line-height:1}.stats span{font-size:.85rem;color:var(--sky)}
.cards{list-style:none;padding:0;margin:0;display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:640px){.cards{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.cards{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border-radius:var(--r);border:1px solid var(--line);border-top:6px solid var(--ac,#1d3a8a);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(11,31,58,.12)}
.card a{display:flex;flex-direction:column;gap:6px;padding:16px;text-decoration:none;color:var(--text);height:100%}
.card-cat{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:700}.card-title{font-weight:800;font-size:1.08rem;line-height:1.25}.card-sum{font-size:.92rem;color:var(--muted)}
.chips{display:flex;gap:6px;flex-wrap:wrap;margin-top:auto}.chip{font-size:.72rem;font-weight:700;background:#eef1f8;color:#2a3757;border-radius:999px;padding:2px 9px}.chip-state{background:#e6f6f0;color:#0c6b52}.chip-gem{background:#FDE7E9;color:#8E1B29}
.cat-money{--ac:#16a37f}.cat-health{--ac:#e0475b}.cat-education{--ac:#6a4cff}.cat-housing{--ac:#ff7a45}.cat-travel{--ac:#1a9be0}.cat-recreation{--ac:#3f9b2f}.cat-discounts{--ac:#B22234}.cat-family{--ac:#c2408f}.cat-jobs{--ac:#4f5d7a}
.tiles{list-style:none;padding:0;margin:0;display:grid;gap:10px;grid-template-columns:repeat(2,1fr)}@media(min-width:800px){.tiles{grid-template-columns:repeat(4,1fr)}}
.tile a{display:flex;flex-direction:column;gap:2px;background:var(--card);border:1px solid var(--line);border-left:6px solid var(--ac,#1d3a8a);border-radius:14px;padding:14px;text-decoration:none;color:var(--text);font-weight:700}.tile small{color:var(--muted);font-weight:400}.tile-ic{font-size:1.4rem}
.split{display:grid;gap:14px}@media(min-width:800px){.split{grid-template-columns:1fr 1fr}}.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:4px 20px 14px}
.entry{background:var(--card);border-radius:24px;border:1px solid var(--line);border-top:8px solid var(--ac);padding:22px}
.facts{display:grid;gap:10px;grid-template-columns:1fr;margin:16px 0}@media(min-width:700px){.facts{grid-template-columns:2fr 1fr 1fr}}
.facts div{background:var(--paper);border-radius:12px;padding:10px 14px}.facts span{display:block;font-size:.75rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.quote{margin:18px 0;padding:18px 20px;background:linear-gradient(135deg,#FDF1F2,#fff);border-left:6px solid var(--red);border-radius:12px}.quote blockquote{margin:0;font-size:1.08rem;font-style:italic}.quote figcaption{font-size:.85rem;color:var(--muted);margin-top:8px}
.steps li{margin:.3em 0}.fine{font-size:.85rem;color:var(--muted)}.muted{color:var(--muted)}
.callout{background:#e6f6f0;border-radius:12px;padding:12px 16px}
.prose{background:var(--card);border-radius:24px;padding:22px;max-width:780px}
.ladder{list-style:none;padding:0;margin:0;position:relative}.ladder::before{content:"";position:absolute;left:38px;top:0;bottom:0;width:4px;background:linear-gradient(var(--ink),var(--red))}
.rung{display:flex;gap:14px;margin:0 0 16px;position:relative}.rung-badge{flex:0 0 80px;height:80px;border-radius:50%;background:var(--ink);color:var(--redd);display:flex;align-items:center;justify-content:center;text-align:center;font-weight:800;font-size:.85rem;padding:6px;z-index:1;border:4px solid var(--paper)}
.rung-body{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:2px 16px 10px;flex:1}.rung-body h2{font-size:1.15rem;margin:.7em 0 .3em}
.table-wrap{overflow-x:auto;border-radius:var(--r);border:1px solid var(--line);background:var(--card)}
table{border-collapse:collapse;width:100%;min-width:640px}caption{text-align:left;padding:12px 14px;color:var(--muted);font-size:.9rem}th,td{padding:12px 14px;border-top:1px solid var(--line);vertical-align:top;text-align:left;font-size:.94rem}thead th{background:var(--ink);color:#fff}thead a{color:var(--redd)}
.quiz{background:var(--card);border-radius:24px;padding:18px;border:1px solid var(--line)}
fieldset{border:0;border-bottom:1px dashed var(--line);margin:0 0 6px;padding:10px 0 16px}legend{font-weight:800;font-size:1.05rem;padding:0}
label{display:block;font-size:.9rem;color:var(--muted);margin:6px 0 4px}
select{width:100%;max-width:420px;font:inherit;padding:10px 12px;border-radius:12px;border:2px solid var(--line);background:#fff;color:var(--text)}
.check{display:flex;align-items:center;gap:8px;color:var(--text);font-size:1rem}.check input{width:20px;height:20px;accent-color:var(--ink2)}
.chip-check{display:inline-flex;border:2px solid var(--line);border-radius:999px;padding:4px 12px;margin:4px 4px 0 0}
.remember{margin:12px 0}
.results{margin-top:24px}.score-card{display:flex;flex-wrap:wrap;gap:20px;align-items:center;background:linear-gradient(135deg,var(--ink),#1B3A66);color:#fff;border-radius:24px;padding:22px}.score-card .lede,.score-card .fine{color:var(--sky)}.score-card .eyebrow{color:var(--redd)}.score-card h2{margin:.2em 0}
.score-ring{position:relative;width:140px;height:140px;flex:0 0 140px}.score-ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.ring-bg{fill:none;stroke:rgba(255,255,255,.15);stroke-width:12}.ring-fg{fill:none;stroke:var(--redd);stroke-width:12;stroke-linecap:round;stroke-dasharray:0 400;transition:stroke-dasharray .6s}
#score-num{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:2rem;font-weight:800}
.badge-img{max-width:280px;width:100%;border-radius:12px;margin-top:8px}
.res{margin-top:14px}.claim{padding:0 16px 14px;margin:0}
.ad-slot{margin:28px 0;min-height:0}
.foot{background:var(--ink);color:var(--sky);margin-top:40px}.foot-in{max-width:1120px;margin:auto;padding:24px 16px;font-size:.9rem}.foot a{color:#fff}.foot-tag{color:var(--redd);font-weight:800;font-size:1.05rem}
.updated{color:var(--muted)}


h1,h2,.brand,.card-title,.rung-badge,#score-num,.stats strong,legend,.foot-tag{font-family:Montserrat,Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-weight:800}
.adsbygoogle{display:block}